Ascent is an inventive private understudy loan program that gives admittance to advanced education subsidizing for an extended populace of understudies while empowering the monetary health of understudies and their families through monetary proficiency.
The Ascent Program for Funding Education (“Ascent”) is worked around one core value: Student credits ought to grow your potential outcomes, not breaking point them. That is the reason we’ve built up our items in view of understudies. We accept that advanced education is a commendable venture and an open door for understudies to increase monetary proficiency and security. Ascent looks past your FICO assessment and pay to give you more occasions to meet all requirements for an advance and get the cash you have to pay for school. As your monetary accomplice, we need to set you up for monetary achievement and assist you with dodging superfluous obligation. Our group of counselors will be with you consistently.
Ascent offers unmistakable private advance items to address the issues of the two understudies and schools:
– Ascent Independent Loan for understudies without a cosigner or current pay.
– Ascent Tuition Loan for understudies using a cosigner.
– Ascent Health Loan for understudies in endorsed nursing programs at select schools. Ascent Assured Loan for schools keen on contribution a danger share program.
We do all that we can to deal with advance applications rapidly and proficiently yet we will probably require your assistance to speed the cycle along. To start with, we will survey your credit and by and large can give an underlying credit result when you and your cosigner (if pertinent) present your application. Nonetheless, regularly we will approach you for extra data or documentation before we can affirm your credit for financing. In the event that you are applying for an Ascent Independent advance handling times might be longer and endorsed advance sums might be essentially lower than the advance sum mentioned
The loan cost depends on various factors and might be lower for borrowers that select an Interest Only or $25 Minimum Payment plan as opposed to a Deferred Repayment plan. Also, the financing cost might be lower for a cosigned advance contrasted with a non-cosigned credit. Borrowers are qualified to get a 0.25% programmed charge installment loan cost decrease for installments made through programmed charge.
Borrowers lose this advantage after two (2) Nonsufficient Funds (NSF) installments, until they re-qualify and re-take on programmed charge installments.
The variable loan cost changes the first of consistently with the 1-Month London Interbank Offered Rate (LIBOR) adjusted to the closest 1/100th of a percent. Ascent Tuition and Ascent Independent candidates may pick between a 5-year, 12-year or 15-year* reimbursement term during the application cycle. When the advance is supported, the term may not be changed.
Monday – Friday from 7:00AM to 4:00PM (PDT)